How your car insurance can protect you on the bike

Mark Strohman

Bike Legal COO and avid cyclist advocating for sharing the road responsibly.


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 HOW YOUR CAR INSURANCE CAN PROTECT YOU ON THE BIKE

 

Unfortunately, there has been a significant increase in hit-and-run crashes involving cyclists. Because of this, we want to remind everyone of a crucial and inexpensive way to protect yourself on the bike; carry adequate Uninsured/Underinsured Motorist (UM/UIM) coverage.

 

Bicycle crashes often result in significant injuries to the cyclist, and too often, the motorist either does not have liability insurance coverages, has insufficient coverage, or flees the scene of the crash. If you carry UM/UIM coverage, it may help save you from extreme financial hardship if you are seriously injured in a collision.

 

As an example, in the State of California, drivers are only required to carry $15,000 of automobile liability insurance coverage...that’s it. Protect yourself and check your automobile policy now for your UM/UIM coverage. Call your agent and increase your UM/UIM coverage to the highest amount that is financially feasible for you. It is inexpensive and may help compensate you for bodily injury damages in the event that you are struck by a driver who did not have any, or enough liability coverage to properly compensate you for your injuries.


Ride Protected, Ride Safe, with Bike Legal.

 

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At Bike Legal our mission is to advocate for bicycle safety and sharing the road responsibly through education. Our legal team is committed to supporting and representing cyclists across the United States no matter where you ride or how you ride.

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Ride Protected, Ride Safe,  with Bike Legal

At Bike Legal our mission is to advocate for bicycle safety and sharing the road responsibly through education. Our legal team is committed to supporting and representing cyclists across the United States no matter where you ride or how you ride.

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